How much can I borrow?

 

Borrow up to $2000 for essentials such as appliances or furniture, to help you get your car back on the road, pay for education fees and equipment or help you cover the cost of goods and services to support your wellbeing.

 

Borrow up to $3000 for housing related expenses such as bond or rent in advance, or for recovery from a natural disaster.

 

Borrow up to $3000 for housing related expenses such as bond or rent in advance, or for recovery from a natural disaster.

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What can I use a NILs loan for?

 

Borrow up to $2,000 for essential goods and services including:

 

Household items like appliances, whitegoods & furniture

Car repairs & registration

Medical, dental, wellbeing and life event expenses

Technology like a phone or laptop

Education expenses like fees or uniforms

Employment expenses like licenses or equipment

 

Borrow up to $3,000 for:

 

Bond & rent in advance

Rates

Costs associated with a natural disaster

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Am I eligible?

 

Earn less than $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children

OR Have experienced family or domestic violence in the last 10 years

OR Have a Health Care Card / Pension Card

AND You can show you can afford to repay the loan

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